The Ontario Student Assistance Program (OSAP)
OSAP is a loan program sponsored by the federal and provincial governments and an application is required, it is intended as a supplement toward the costs of your education while attending college.
To be eligible, you must be a Canadian citizen or permanent resident of Canada. Students from outside of Ontario must apply to their home province or country for financial aid.
Factors that are considered in the OSAP assessment include: student contribution from summer employment, anticipated study period income, student assets, parental income, family size, number of children attending post-secondary school and living at home or away from home.
To apply online visit http://osap.gov.on.ca – no fee to apply online
Paper OSAP applications should be available in Ontario high schools in early May; there is a fee to apply by paper.
For more information visit the OSAP website or contact the Financial Aid Officer:
Diploma and Certificate Programs
Heather Buck 613-258-8336 ext 61335 or hbuck@kemptvillec.uoguelph.ca
All full time Kemptville Campus diploma and certificate programs applied via www.ontariocolleges.ca are OSAP eligible
Degree Programs
www.uoguelph.ca/studfin/
Student Financial Services
3rd Floor University Centre, 519-824-4120 ext.58715
The Bachelor of Bio-Resource Management (BBRM) degree program is OSAP eligible
Necessary Steps in the OSAP Process:
Apply
Send supporting documents to the Financial Aid Office of Kemptville Campus.
Visit the financial aid office to sign your loan – bring ID and banking information
September - Schedule an appointment
Once your loan has been signed, the paper work is sent to the National Student Loan Centre. The money is sent from the National Student Loan Centre to your bank account that was provided when you signed for the loan.
To Apply for OSAP
New:
To apply for federal and provincial financial aid visit the OSAP website at . (Be sure to select “Kemptville College” (EVAJ) institution code rather than “University of Guelph”.)
We recommend you apply for financial aid on-line approximately 6-8 weeks prior to attending college. - Students dependent on this program to pay their tuition and fees must apply for OSAP in early July to allow the funds to arrive at the University/Kemptville Campus for September disbursement. You can still apply up until 90 days prior to end of year study which will be January 26, 2011 but your funding will not be calculated for 100% of your study period.
New this year:
Students will use their OSAP Access Number (OAN) along with their password to log into the OSAP website. This is an important change from the current log in procedures where website users can choose to use either their Social Insurance Number (SIN) or OAN along with their password when logging into the site.
To assist in the transition of using the OAN as part of the sign-in process, students who sign in using a SIN/password combination are now presented with new messaging on the OAN presentation page telling them to write down their OAN for future website access. A news posting has also been placed on the OSAP general website encouraging students to log into the website in order to retrieve their OAN before the log-in procedures change.
The OSAP Access Number (OAN) is a 9-digit number that is automatically generated when a new user registers on the OSAP website. The OAN assigned is unique to the user and does not change regarding of the type of funding that they may apply for. To facilitate the new log-in procedures, an OAN has also been created for each student who has submitted a paper application for OSAP funding (i.e., OSAP for Full-Time Students, OGS, Explore), but has never visited or registered on the OSAP website.
The Ministry of Training, Colleges and Universities has enhanced the OSAP website to include the OSAP Access Window. This is a planning tool to assist students in preparing for a post-secondary education. This site provides the approximate costs of your post secondary education, estimate of financial assistance available to help you pay for university, a repayment calculator for estimating monthly loan payments after graduation, and other information to assist you to make decisions about funding your postsecondary education.
Refer questions concerning OSAP to:
Heather Buck – Registrar/Financial Aid Officer, Kemptville Campus
Administration Building – Room 108
(ph) 613-258-8336 ext 61777 (fx) 613-258-8384
Necessary Steps in the OSAP Process:
- Apply on-line, or by paper (a $10 fee is required for paper applications only)
- Send supporting documents to the Financial Aid Office of Kemptville Campus.
Please note that once you submit your OSAP application electronically, you should print of the signature pages. These must be signed in black and mailed to the Financial Aid Office. Faxed or scanned signature pages are NOT accepted.
- Visit the financial aid office to sign your loan – bring ID and banking information
September – , loans are not available before September 8, 2010
You will need to confirm your income that you claimed when you submitted your OSAP application. If your earnings have changed since you applied, do not worry, please bring the updated information with you and we will enter the changes together on your “Confirmation of Enrolment” document that gets mailed to this Financial Aid Office along with your September loan. If you print off your loan summary, this information is in the Applicant's Financial Information section
This loan is the federal portion of your loan- generally 60% of your funding
January - , loans are not available before January 10, 2011
This loan is the provincial portion of your loan- generally 40% of your funding
- Once your loan has been signed, the paper work is sent to the National Student Loan Centre. The money is sent from the National Student Loan Centre to your bank account that was provided when you signed for the loan. If you have outstanding fees owing to the college and you have paid your $200 fee on or before August 13, 2010 you can remit the funds from the loan.
During the application process, signature papers from the student and/or parents or spouse are required to be sent to the Financial Aid Office. Remember to sign in all locations and in BLACK ink.
When checking your status after an application is submitted, there is a checklist of outstanding items, be sure to adhere to these items and forward them to the Financial Aid office. Here is an example:
Date |
Documentation required |
Implications |
June 5, 2010 |
Your completed declaration and
signature page. |
Your funding cannot be released until the supporting documentation is received and approved. |
Time Frame:
As long as a student applies for OSAP within 45 days of the start of the study period OSAP funding is assessed from the first day of the academic year. Even after the first 45 days in the study period, a student can still apply for OSAP funding but with each week into the term, the student receives less and less OSAP funding.
The final date to submit an OSAP application for a study period that begins in the Fall term is late January. You must submit 90 days before the end of your study period to be considered.
To Discuss and Sign your Loan Document:
Your OSAP loan is distributed at two different periods. Generally you will receive a portion of your current entitlement at the beginning of your study period in September (60%) and the remainder (40%) halfway through your study period in January.
Important: When you come to the Financial Aid Office to discuss your OSAP and sign your loan documents you must be registered; must have paid your fees in full or made the $200 minimum payment on Aug 13, 2010. You must bring one piece of valid photo I.D. issued in Canada by the federal, a provincial or territorial government. Examples of acceptable ID are: a valid driver's license, passport, provincial health card with photo, permanent residency or citizenship card and your actual government-issued Social Insurance Number (S.I.N.) card. You will need a VOID CHEQUE from your personal chequeing or savings or banking information to include the name and address of your bank, account number, transit code (5 digits) and bank ID (3 digits)
You must also be prepared to sign an official declaration (this is the Confirmation of Enrolment mentioned in your application in the status checklist section) confirming the accurate gross amount of your Summer earnings when starting in the Fall term (or for the 16 weeks prior to your study period start date if starting in the Winter/Spring terms). Students completing high school in June use gross earnings for eight weeks of the July and August period prior to a Fall term start date.
Where Does Your Money Go?
After you have signed your loan/grant certificate, the Financial Aid Office forwards the document to the National Student Loans Service Centre (NSLSC), the NSLSC will deposit the Canada and/or Ontario portion(s) of the loan, as well as any Canada Access Grant to which you are entitled, into your bank account. If you paid a deferral fee the outstanding fees will be remitted to Kemptville Campus and the remainder if applicable to your bank account. Generally the funds will be deposited in your bank account within 1 week of the date the loan/grant certificate is received at the NSLSC, or within one week of the disbursement date on your loan/grant certificate, whichever is later.
Note:
Please refer to the Important Dates and Payment Information for Fall 2010 for Fee deadlines. Failure to pay your fees by the published deadlines will result in deregistration. If your OSAP loan does not cover all your fees, you are expected to pay the difference by the deadline. If you have any concerns regarding payment of fees, call Bre Wick at 613-258-8336 Ext. 61338.
Scholarships, Awards & Bursaries
At the Kemptville Campus, we understand that post-secondary education, while a wonderful experience, is a financial commitment. To help ease the financial burden, Kemptville Campus has scholarships and awards in excess of $100,000. Scholarships and awards are presented to students who exemplify academic proficiency, leadership ability or student citizenship. In some cases, eligibility may be based upon a combination of academic achievement and demonstrated financial need. Bursary eligibility is based on demonstrated financial need.
A complete listing of all awards and the application forms are available here.
For more information contact our Awards Chair:
Paul Sharpe
Telephone: 613-258-8336 ext. 61477
E-mail: psharpe@kemptvillec.uoguelph.ca
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